Question by dave t: Is there a legitimate website/Service to help repair bad credit?
I recently settled all my debts (many past due)
and would like to know if anyone
has had a good experience with any of the "credit repair" services
Best answer:
Answer by Andrea Nick
In recent months I've made much improvement in the way I was working to fix my bad credit report. I needed to repair the damage that I had on my report. Unless you've been there, you have no idea how much your credit can drop when you have financial troubles. Fortunately I found good information that has helped me improve my credit. My financial situation changed drastically some months back. When I got back on my feet, financially it was a relief but the damage had been done.
One of the ways I was able to fix my bad credit report and start to repair the image my credit report was giving was by disputing. You may read a lot about disputing online but not all of that information is effective. You have to understand the process the dispute goes through and a little about the laws that have been established to protect you.
Give your answer to this question below!
I used a credit repair firm 2 yrs ago and they did a fantastic job. I had 8 negetive items removed successfully. You can call for a free consultation. Their number is 1-877-517-7324
Good luck..
There is no easy way to repair your credit. It probably took years to get your bad credit rating and will definitely take years to fix it.
Step one is to eliminate the bad behavior that got your there in the first place. Living beyond your means and piling up debt. You need to learn to live within your means. That mean earning more and spending less. Don’t buy anything you absolutely do not need. Take a second part time job and/or improve your current job.
Do not take on any new debt and do not fall behind on any bills. None of them.
Wait, It’s good that you’ve settled all your debts. But it will take 3-7 years for those settled debt to come off your record. Not much you can do about that and there’s no website that cam make the time go by quicker. Bottom line fixing your credit rating involves common sense and waiting. Don’t waste your time looking for a website to make it easier.
Listen to Dave M below. Change the behavior and you will be amazed at how quickly your credit score rises. DO NOT use a credit repair agency. Ever! There is no quick, painless fix to what took years of bad choices to create. Own the mistake and fix it the right way. DO NOT use a credit repair agency – they will take your money and run.
there is no way to REMOVE legitimate entries on your credit record and since you already settled the debts, you have done all you can – time and future behavior is all that’s left to fix your credit score
Best Free Credit Repair Information And Tutorial And Bad Credit Free Repair Tips
http://www.cheap-credit-cards.org/free-credit-repair/