Credit Check Facts

Question by Tim O: How can I find out which companies report to Dunn and Bradstreet so I can build my business credit "score"?
I'm an S corp.

Best answer:

Answer by Pilosopong Tasyo
I think Dun & Bradstreet owns or has a relationship with Moody's.

In that case, just go to Moody's website. Membership is free although the features available are somewhat limited. But if it's companies you're after, it should do.

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Question by Kurt M: Credit repair companies?
Has anyone had experience with theseso called"internet credit repair" copanies and if so does this sorta thing really work to boost your credit and can the things they claim they can get off your credit eventually re appear? What companies would you suggest? Thanks

Best answer:

Answer by
to be honest. it's cheaper and fast to actually pull your own credit report and do it yourself.

take care of the little items first, pay them off whole.

if you have other debt over a few thousands, negotiate a lower price and make montly payments that way they can send in notification to the agencies that you are paying.

it can take you about 3-6 months to do this. the same amount of time one of those companies can do it and they charge an arm and a leg, sometimes other body parts, too.

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Question by pcmkrfn: What can you tell me about companies that offer "Credit Repair"?
Have you used a service like this? Pros, cons?

Best answer:

Answer by P J
They can do nothing that you can not do yourself.

Add your own answer in the comments!

Question by Kurt M: Credit repair companies?
Has anyone had experience with theseso called"internet credit repair" copanies and if so does this sorta thing really work to boost your credit and can the things they claim they can get off your credit eventually re appear? What companies would you suggest? Thanks

Best answer:

Answer by
to be honest. it's cheaper and fast to actually pull your own credit report and do it yourself.

take care of the little items first, pay them off whole.

if you have other debt over a few thousands, negotiate a lower price and make montly payments that way they can send in notification to the agencies that you are paying.

it can take you about 3-6 months to do this. the same amount of time one of those companies can do it and they charge an arm and a leg, sometimes other body parts, too.

Give your answer to this question below!

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Question by pcmkrfn: What can you tell me about companies that offer "Credit Repair"?
Have you used a service like this? Pros, cons?

Best answer:

Answer by P J
They can do nothing that you can not do yourself.

What do you think? Answer below!

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