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Question by SUVCURIOUS: Is there a general fico score "table" lenders use to decipher interest rates for auto loans/leases?
I've requested the credit bureaus to remove/fix parts of my credit report so that hopefully my fico will go up. I want to get my fico as high as i can before applying for a car loan/lease. I usually put less than10k miles on my vehicles per year. I own a 2001 toyota mr2 with less than 40k miles. I plan on selling it and putting the money down on a purchase if i don't qualify for a lease.

Best answer:

Answer by rob1963man
They have no "tables" per se. But, 720 Fico Score IS the magic number. If you're over that, you're going to get premium interest rates for ANY loan, not only auto loans.

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Question by SUVCURIOUS: Is there a general fico score "table" lenders use to decipher interest rates for auto loans/leases?
I've requested the credit bureaus to remove/fix parts of my credit report so that hopefully my fico will go up. I want to get my fico as high as i can before applying for a car loan/lease. I usually put less than10k miles on my vehicles per year. I own a 2001 toyota mr2 with less than 40k miles. I plan on selling it and putting the money down on a purchase if i don't qualify for a lease.

Best answer:

Answer by rob1963man
They have no "tables" per se. But, 720 Fico Score IS the magic number. If you're over that, you're going to get premium interest rates for ANY loan, not only auto loans.

.

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