Credit Check Facts

Question by Megan B: Can we possibly repair our own credit "legally"?
This is my first time to undergo credit repair and I am having assistance from the ECR Team. Basically they want to aid me in rebuilding my credit on my own, Im just afraid of their term "legally"...can you say something about what you think of their service http://www.ezcreditrepairsolutions.com

Best answer:

Answer by Al Mac Wheel
Here's how I souped up my credit, legally.

I figured out that I could afford to pay off a loan in the amount of $ 200.00 a month. I borrowed money in which the contract said I was to pay off $ 100.00 a month & would have less interest if I paid it off faster. I paid $ 150.00 or more every month until it was paid off.

Wow, they were impressed.

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Question by trixibel: How can you "repair bad credit"? or dispute items on your report??
If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account you owe?? How does this work?

Best answer:

Answer by SWA
?

What do you think? Answer below!

Question by ☮Lightening☮: Do those "credit repair" places really increase credit scores?
are they legit, and if yes, do they help much at all? How long do they take to do whatever theyre going to do ?

Best answer:

Answer by vineo76
no, pay who you owe, thats the best way.

What do you think? Answer below!

Question by Reality Check: Whirlpool washing machine...having Sears repair it...good idea?
I got this washer as a "freebie" from the person I bought a dryer from this past weekend. It's a good looking Whirlpool washing machine (model: LBR4132JQ1)

It appears to have the Timer Control device (what the large selector knob attaches to) jammed. I looked up the part new from Sears, and it's selling for $ 100. I see them used on eBay for $ 50 (part # 3946451).

I just called Sears to come out this weekend to "diagnose and repair" the washing machine. It's costing $ 75 for the repair call, and if I let them repair it, they will credit the $ 75 towards the labor/parts cost. Is this something I can easily fix myself, or is it a good idea to pay them to come out, diagnose it, and pay to have it replaced?

My other option was "for $ 215, we will cover all parts/labor on this service call" which I declined. The fact is, I can buy a new washing machine for less than $ 300, I don't want to get in too deep on this...

Any opinions on how hard this job is to do?
I would be looking for someone who has repaired this part before as a serviceman...and can tell me what kind of cost I can expect?

Best answer:

Answer by gizmoe
Go with the sears repair option. Let them be responsible for the repair

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Question by skyblueyou: AC is not working the same after "repair."?
I had a clown put in a new kompressor in my AC wall unit. It's clearly not as cool as it used to be. He "could not read the part number" after he put it in. This makes me wonder.....
Should I demand they come back here and get the exact kompressor for this wall unit? I feel I am being ripped off. I'm going to put a hold on my credit card until I'm satisfied.

Best answer:

Answer by Greg M
Why you paid to have a compressor replaced in a window banger is beyond me. It's cheaper to buy a brand new, better efficency unit.

On to your question, you paid for something and it should work correctly when the job is done. I would call them back and give them a chance to correct the problem.

Know better? Leave your own answer in the comments!