Credit Check Facts

Question by liam d: Should good citizens have "credit" for their deeds.?
If you are caught commiting an offence (typically traffic) there is little regard to you having been a good citizen and you are liable without meaningful appeal for the instant fine.

Good people everywhere treated as good and as bad as everybody else, whether or not they are of equal good standing.

Voluntary workers undertaking social needs etc

Is that justice or just "revenue" extraction without legal process?

Best answer:

Answer by nothingconstant
I'd agree with you to some extent but "good" is subjective sometimes.

Are you saying that if someone volunteers then they should have more leniency in the law?

If so you are not thinking about the time restrictions some people have and just aren't able to volunteer.. does that make them "bad"?

Also, if someone does not volunteer or go to church does that make them "bad"?

The law is supposed to be about looking at a person as equal to everyone else... what you are purposing creates some inequities in society.

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Question by troubleshy57: What is the best way for a person to "repair" their credit?
I'm not sure how to go about this especially if some of the debts is more than 5 years old.

Best answer:

Answer by KNN
Don't pay anyone to repair your credit. Its simple and you can do it yourself. these credit repair companies will charge you lots of money. What you have to do is contact all these companies you owe money to. If you don't know, get a free credit report from one of the 3 bureaus. Contact them and pay them, you can also offer settlement amounts, but keep in mind they might 1099 you and it will show on your credit report that its a settled account. Once you get all the matters paid, continue with paying your accounts ON TIME. After as much as 6-8 months you will see an increase in your credit score. And don't apply for any new credit for awhile.

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Question by troubleshy57: What is the best way for a person to "repair" their credit?
I'm not sure how to go about this especially if some of the debts is more than 5 years old.

Best answer:

Answer by KNN
Don't pay anyone to repair your credit. Its simple and you can do it yourself. these credit repair companies will charge you lots of money. What you have to do is contact all these companies you owe money to. If you don't know, get a free credit report from one of the 3 bureaus. Contact them and pay them, you can also offer settlement amounts, but keep in mind they might 1099 you and it will show on your credit report that its a settled account. Once you get all the matters paid, continue with paying your accounts ON TIME. After as much as 6-8 months you will see an increase in your credit score. And don't apply for any new credit for awhile.

Know better? Leave your own answer in the comments!

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