Posted on27 July 2010.
Question by Russell: How does the interest work on a “personal line of credit?”?
If you are approved for a “personal line of credit” from a bank or somewhere else, how does the interest rate work? Is the rate fixed or can it go up and down?
Best answer:
Answer by MVD34
Most of the time it is variable — it goes up and down: monthly, quarterly, yearly…
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most plc’s are tied to some index. Most are then variable rates. Some are based on the prime as published in the Wall Street Journal on the first business day of the month
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